Cheapest Place to Live near Raleigh in 2026

Written, Edited and Fact Checked by Taras Kim

Fact Checked by Wellknown Moving Raleigh

Updated: December 25, 2025

Raleigh continues to grow rapidly and by the end of 2025 this growth has pushed real estate prices up sharply: both buying and renting. For those who are looking for a place to live, whether it’s job-related or simply a change of scenery, the central areas of the city become inaccessible and simply unaffordable. As a result, there is growing interest in more budget-friendly accommodation options that are located near Raleigh. These are suburbs and small towns where the commute time to downtown is acceptable.

By budget-friendly options, we mean suburban residential areas that are definitely worth considering for purchase or rent. They have a better price per square foot than in downtown Raleigh, as well as lower taxes. However, the total living area is higher. This is why areas near Raleigh are becoming increasingly desirable among remote workers and large families.

In Raleigh itself, real estate prices are rising faster than the population's income. The suburbs continue to attract people with lower prices, especially those who are able to spend 20-35 minutes on the road. The suburbs of Raleigh are fairly well equipped with road infrastructure. As a result, living in the suburbs is more convenient than it used to be. As a full-time moving company in the Triangle region we have written this guide. We've included the most affordable places to live near Raleigh. We hope that it will help you choose a suitable area and reduce your housing costs without sacrificing comfort or quality of life. All information is based on current market data.

Why Living Outside Downtown Raleigh Saves Money

The cost of housing within Raleigh has increased dramatically. At the same time, square footage is limited. As for the suburbs, you can get more living space, land, and newer homes for the same price. This makes them a more rational purchase compared to real estate within Raleigh.

When planning a budget, you should take into account not only rent payments or mortgage payments, but also other expenses. In downtown Raleigh, they are significantly higher. This applies to taxes, insurance, utilities, parking, and car maintenance. In the suburbs, these costs are usually lower and more predictable over time.

Transportation is another important factor. Of course, living downtown can mean a shorter commute. However, congested roads and paid parking can reduce that advantage. The suburbs of Raleigh are also well - connected with transportation infrastructure, including thanks to the I-540 and US-64 highways. The travel time is generally predictable and is about 20-35 minutes.

As a result, housing outside downtown Raleigh reduces costs, while providing the opportunity to enjoy a calm environment, high-quality housing and abundant landscaping. Next, let's look at the cheapest places to live near Raleigh. In these areas, savings go hand in hand with comfort and transport accessibility to the city.

How We Found the Most Budget-Friendly Places to Live Near Raleigh

When determining the most affordable places to live in the Raleigh suburbs, we used the same criteria and data for 2025. Therefore, we were able to compare areas on equal terms, avoiding the subjectivity that is inherent in other real estate reviews.

Home Prices & Rent

First of all, we evaluated housing in the suburbs of Raleigh, taking into account average home prices and average rental fees. We used data from Zillow and Realtor.com as well as local reports on the real estate market. Key criteria include:

• the average cost of buying a home.
• average rent;
• price dynamics in recent years.

This helps us identify areas where housing continues to be affordable, despite the overall growth of the real estate market.

Time to Downtown Raleigh

Another important factor for living is how accessible work and downtown are. We compared the average travel time to downtown Raleigh by car and public transit (where possible). Areas with travel times of up to 35 minutes received the highest rating, as they offer a balance between the cost and convenience of traveling every day.

Cost of Living & Local Expenses

The analysis took into account not only the cost of houses, but also other factors:

• local taxes.
• home and auto insurance.
• household expenses.

Data was taken from the U.S. Census Bureau, Wake County Economic Development and regional reports. This allows you to determine the available areas in the long run.

School Quality

Moving with children or planning for them requires schools. We reviewed the ratings and reports of small and large schools to evaluate:

• quality of primary and secondary education.
• prestige of school districts.
• the prospect of rising real estate prices.

Districts with reputable schools received a higher rating.

1. Zebulon, NC — One of the Cheapest Suburbs Near Raleigh

Zebulon is a small town in eastern Wake County. It is located 25 miles from downtown Raleigh. It is constantly ranked among the most budget-friendly places to live near Raleigh.

Housing Costs and Commute

As for the cost of housing, Zebulon offers fairly affordable prices:

• the average home value is about $340,000.
• average rent ~$1,875 per month.
• new homes and land are much cheaper than within Raleigh.

By comparison, the average price of a Raleigh property exceeds $400,000. Zebulon is 20-25% more affordable. The average commute time to downtown Raleigh is within 25-30 minutes on the US-64 freeway. This is convenient for commuting to work every day.

Cost of Living and Lifestyle

Living expenses in Zebulon are less than the Wake County average. This is due to low taxes, lower utility bills and insurance costs. The city itself is quiet with a small-town feel.

The infrastructure is still in its infancy. There aren't as many shops, restaurants, and entertainment options as there are in Raleigh. However, basic needs are more than met.

Schools and Community

Zebulon is part of the Wake County Public School System. Schools such as Wake Elementary and East Wake High School offer a decent level of education. Because of this, Zebulon is a good option for families looking to move to the Raleigh suburbs.

Pros and Cons

This area attracts low prices for housing near Raleigh, comfortable conditions for family life and a short commute to downtown.

However, it is worth noting that public transit in this place is not very well developed. Also, the choice of entertainment venues and restaurants is less than in Raleigh.

Best for: remote employees, first-time buyers and families.

2. Wendell, NC — Affordable Suburb with Strong Growth

Wendell is located 15-20 miles east of Raleigh. It is characterized by a high rate of development. Many buyers pay attention to Wendell because of its affordable housing, modern development, and proximity to downtown Raleigh.

Housing Costs and Commute

Properties in Wendell are significantly lower than in downtown Raleigh. Although among the suburbs it is not the most budget-friendly.

• the average home value is about $370,000–$400,000.
• the average rent is about $1,900 per month.
• a decent selection of new homes and promising residential areas.

Travel time to downtown Raleigh via US-64 and I-540 is about 20-25 minutes. This makes Wendell a comfortable option for commuting to the city.

Cost of Living and Lifestyle

Today, spending at Wendell is fairly moderate. This applies to both housing and infrastructure. The city is actively developing public spaces, parks, and roads. The Wendell center is a pedestrian street where cafes, shops and establishments are located.

Wendell Falls deserves special attention, as it’s one of the area’s most popular master-planned communities. It has parks and walking paths. It also often hosts social events.

Schools and Community

Wendell is part of the Wake County Public School System. It is considered a pretty good place to live in the suburb of Raleigh. Local schools can boast of positive reviews, and the educational infrastructure is constantly improving.

Pros and Cons

Among the advantages of this area – modern development, a large selection of new properties and proximity to Raleigh. Wendell also has a vibrant community, which is a huge plus for families and long-term buyers.

At the same time, the popularity of Wendell inevitably leads to higher prices. Heavy construction can lead to constant traffic jams, especially during rush hour.

Best for: Remote employees, families, and buyers looking to invest in real estate in the Raleigh suburbs.

3. Southeast Raleigh — Affordable Living Close to Downtown

While Southeast Raleigh is technically within city limits, it offers some of the best-value housing near downtown compared to many central neighborhoods.

Housing Costs and Commute

The cost of housing in Southeast Raleigh is lower than in many other areas:

• the average home value is about $300,000–$320,000.
• the average rent is about ~$1,798 per month.
• large selection of townhouses and small residential complexes.

The main advantage of the area is a short time to get to the center. Raleigh is a 15-minute drive away. If you want to reduce costs and travel time, Southeast Raleigh is one of the best options.

Cost of Living and Urban Lifestyle

Monthly living costs in Southeast Raleigh are noticeably lower than in downtown Raleigh, while residents still benefit from access to city infrastructure, parks and recreation, and nearby job centers. The area is still under development. Both the state and private entrepreneurs invest here. Housing conditions and public spaces are being improved. The look of Southeast Raleigh is becoming more attractive, which is why more buyers and tenants are moving here.

Community and Amenities

A distinctive feature of Southeast Raleigh is its cultural identity and historical role. There is a John Chavis Memorial Park here. This is a large public space with green spaces, sports fields and sidewalks. At the same time, the center of Raleigh is nearby and easily accessible.

Pros and Cons

The area is notable for its proximity to Raleigh and some of the lowest home prices in the county. Constant investment in the city is improving its infrastructure, making Southeast Raleigh all the more attractive.

At the same time, the quality of schools in the district varies. It depends on the specific area. The quality of the infrastructure is uneven and this should be taken into account.

Best for: first-time homebuyers, renters, and professionals who want an urban lifestyle and affordable housing in Raleigh without high central prices.

4. Clayton, NC — Space, Value, and Easy Commute

Clayton is 15-20 miles southeast of Raleigh. This is a very balanced option among low-cost suburbs. The city is actively developing. At the same time, it maintains a measured pace of life, and housing prices are still more affordable than the center of Raleigh.

Housing Costs and Commute

The district still offers competitive housing prices:

• the average home value is about $350,000–$390,000.
• the average rent is about $1,895 per month.
• many homes are single-family homes.

Downtown Raleigh can be reached in 20 to 30 minutes via US-70. For many residents, this commute feels reasonable, if you take into account the price of housing and its area.

Cost of Living and Lifestyle

Regular expenses in Clayton are much lower than in Raleigh. This is due to moderate taxes and insurance payments. In the city, you can buy or rent more square feet, but for the same money. This becomes a key factor for families and those who are looking for long-term housing.

Downtown Clayton is well developed. There are many cafes and restaurants here and new ones are constantly opening. Festivals and other cultural events are often held. This makes Clayton very lively and less dependent on Raleigh for dining and events.

Schools and Community

Clayton is part of the Johnston County School District. For the most part, schools have a stable rating. This makes Clayton a good option in the Raleigh suburb for families. Especially for those families who need quiet.

Pros and Cons

In Clayton, you can purchase a larger house or lot for the same price as in downtown Raleigh. The city is constantly developing, it is full of business and cultural life. Access to downtown Raleigh remains convenient.

However, rent payments are higher here than in areas further away from Raleigh. And the car here is necessary for ordinary affairs.

Best for: families and buyers who want to reduce the cost of housing in Raleigh and get more comfort.

5. Creedmoor, NC — Quiet and Budget-Friendly Town Near Raleigh

Creedmoor is 20-25 miles from Raleigh. This is a fairly quiet and inexpensive suburb near Raleigh. In 2025, it remains attractive for those who want to reduce the cost of living.

Housing Costs and Commute

Creedmoor offers attractive housing prices:

• the average home value is about $330,000–$340,000.
• the average rent is about $1,397 per month.
• many houses have plots and are designed for one family.

Raleigh can be reached in just 30 to 35 minutes via I-85 and connecting roads. This time suits those who value their peace of mind.

Cost of Living and Lifestyle

Creedmoor's daily spending is below the regional average. This is due to small taxes, utility bills and insurance. The city will be attractive for those who want to keep expenses to a minimum.

Creedmoor has small cafes, local shops and places to relax. The proximity to Falls Lake will be an important consideration for those who enjoy spending time outdoors.

Schools and Community

The city is part of the Granville County School District. Local schools are more suitable for families who choose a quiet environment rather than high ratings. Creedmoor is worth considering for those who want to escape the hustle and bustle of the city, but still stay close to downtown Raleigh.

Pros and Cons

This area will suit you if you want to cut costs and move to a sparsely populated location. Outdoor access is a major part of life in Creedmoor, so it is popular with people who appreciate peace and fresh air.

The infrastructure in Creedmoor is not so well developed. The trip to work will take longer. You can't do without a car in Creedmoor.

Best for: families, seniors and buyers looking for affordable housing near Raleigh, NC in a quiet location.

Other Affordable Places to Consider Near Raleigh

The following areas are not among the absolute cheapest places to live near Raleigh. However, they remain significantly more affordable than downtown Raleigh and many central neighborhoods, while offering better schools, newer housing, or shorter commute times.

Knightdale, NC

Knightdale is 10-12 miles from Raleigh. It has convenient transport accessibility. This is one of the closest affordable options for families who want a short commute. Prices here are still lower than in the central residential areas.

• average home value: ~$360,000 - $380,000
• average rent: ~$1,493

It’s popular with people who want a shorter commute and easy access to schools, parks, and shopping. At the same time, prices are lower, than in the center.

Garner, NC

Garner is located south of Raleigh. It attracts people who want to save on their daily expenses. At the same time, the city remains close.

• average home value: ~$380,000
• average rent: ~$1,645

Garner is convenient for commuting. It combines suburban development with access to major highways.

Fuquay-Varina, NC

Fuquay-Varina is located southwest of Raleigh. Here you can choose from a variety of properties: from old houses to new buildings. All the necessary infrastructure is available within the district.

• average home value: ~$430,000
• average rent: ~$1,795

Despite its distance from Raleigh, Fuquay-Varina is suitable for long-term stays due to its well-developed infrastructure.

Quick Comparison

Renting vs Buying Near Raleigh: What’s More Affordable in 2026?

Those who are thinking about moving to the suburb of Raleigh in 2026 are choosing between buying and renting. The importance of this issue increases in light of rising mortgage interest rates.

When Renting Makes More Sense

In 2026, renting is very popular. It is chosen by people who value minimal initial costs and flexibility. Average rents in the Raleigh suburbs are rising. But it still avoids the down payment and maintenance costs. The rental option is more suitable for those who are planning a short-term stay, or are not very confident about the area or work. Renting is also convenient for those who want to stay mobile and without long-term payment obligations. Rentals are most attractive in Southeast Raleigh and Zebulon. These areas provide affordability and a very convenient location.

When Buying Is the Better Option

Buying a property is more suitable for those who plan to stay in the area for a long time. Prices near Raleigh have increased, but owning your own home fixes a monthly payment. This helps to avoid rent increases in the future. Buying a house should be considered by those who have a stable income and who plan to stay in their area of residence for at least 5 years. Owning a house allows you to increase your capital and provide more living space. Clayton, Creedmoor and Wendell offer cheaper real estate options than in downtown Raleigh. This is especially convenient for those who are buying a house for the first time.

Impact of Interest Rates in 2026

Special attention should be paid to interest rates. In 2026, mortgages are more expensive than at the beginning of this decade. This increases payments. At the same time, it reduces competition in the housing market, which opens the way to negotiations on lowering the price of a house.

For some people, considering buying property in cheaper suburbs helps offset the impact of interest rates by reducing the overall cost of housing. In this case, the choice between a mortgage and a lease becomes less significant. This is especially true for those who plan to live here for a long time.

Final Thoughts: Choosing the Right Affordable Area Near Raleigh

Choosing a place to live in the suburb of Raleigh in 2026 depends on a person's preferences and lifestyle. There is no universal solution. For some, it is important to be as close to the center as possible and spend less time on the way to work. For others, it is more important to live in silence, have more living space and save on housing costs. That is why, when choosing the best inexpensive places, it is worth considering not only the cost of housing, but also your lifestyle.

If you need an urban lifestyle and proximity to downtown Raleigh, then you should pay attention to Southeast Raleigh. If you want more living space and comfortable conditions for family life, then Clayton, Wendell and Knightdale are suitable for you. And for those who want to minimize costs as much as possible and have a quiet living environment, the small suburbs of Zebulon and Creedmoor are suitable.

As a result, living in the suburbs of Raleigh, NC will allow you to combine low housing prices, comfort, access to the center and urban infrastructure. A well-developed road network, fresh residential areas and a huge selection of real estate make these areas a good choice for most people.

Choosing the right area will allow you to save your budget and make your stay comfortable. At the same time, you will not sacrifice the opportunities offered by Raleigh and the Triangle region.

FAQ: Cheapest Places to Live Near Raleigh